HODL FM Disclaimer

This Disclaimer was last updated on 19 August 2025.

All materials on this site are for informational purposes only. None of the material should be interpreted as investment advice.

Please note that despite the nature of much of the material created and hosted on this website, HODL-FM.com is not a financial reference resource, and the opinions of authors and other contributors are their own and should not be taken as financial advice. If you require advice of this sort, HODL-FM.com strongly recommends contacting a qualified industry professional.

HODL-FM.com does not provide investment, financial, or legal advice. This website cannot act as a substitute for professional advice and independent factual verification. The content provided on this website is for informational purposes only, and to use it you must accept HODL-FM.com terms and conditions, disclaimers, and offer the below-mentioned warranties.

You Undertake to Conduct Your Own Research

Decisions to participate in buying, selling, or holding digital assets involve risk and have to be based on the advice of qualified financial professionals.

HODL-FM.com’s content is intended to be used and must be used for informational purposes only. It is of the utmost importance to do your own research and analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on HODL-FM.com and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

You should also be mindful of the potential risks involved in token sales and any arrangements involving digital tokens. As these arrangements and the parties involved operate online and may not be regulated, you may be exposed to heightened risks of fraud, insufficient liquidity, or volatile and opaque pricing. You should fully understand the features of any products or business projects you intend to fund, and carefully weigh the risks against the return before making a purchase.

No Investment Advice or Brokering Services

HODL-FM.com is neither an investment advisor nor an investment broker and does not take your personal circumstances into consideration when posting information about token sales. HODL-FM.com does not engage in activities that would require such registration. No content on the website constitutes – or should be understood as constituting – a recommendation to enter in any securities transactions or investment, nor an endorsement, recommendation or rating of any project or investment. We do not provide personalized recommendations or views as to whether a project or investment approach is suited to the financial needs of a specific individual.

No Tax Advice or Legal Advice

HODL-FM.com does not offer accounting services or advice. We are neither accountants nor lawyers. No content on the website constitutes – or should be understood as constituting – legal or tax advice. We do, therefore, recommend that you seek independent advice by engaging a licensed professional.